Flat in Ahmedabad : The culmination of the process of buying a property


The culmination of the process of buying a property

The culmination of the process of buying a property in India is the closing day. This day the seller, the buyer, the real estate agent, the attorneys for each party and the notary public meet in the meeting room of the real estate company and its principal counsel.

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The buyer must have made a transfer of the remaining funds to the company account at least one day before the closing date; Personal checks, traveler's checks, cash, etc. Are not accepted. It is important to note that the parties (seller, buyer) do not need to be in person by the time of closing. Nowadays the whole process can be done in advance in terms of sending documents in electronic form, signatures and sending documents by courier.

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When you buy a property in India there are charges associated with the transfer, which are called closing costs. These are additional to the purchase price and most of them have to be settled on the closing day. The buyer must have funds to cover the purchase price plus closing costs which are usually around 1 to 2% of the value of the property (such amount does not assume mortgage expenses).

If the buyer used a mortgage for the purchase of the property, the lawyer of the company will explain all the documents that must be signed, such as: deed of property or mortgage, all forms associated with the mortgage, document HUD- 1, which details all costs associated with the transfer of ownership.

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